About Us

More than 100 years

of banking experience.

HDCS provides a comprehensive solution to financial institutions that are interested in banking the cannabis industry. There are other companies who approach this problem from a technology or cannabis-centric perspective. But technologists and cannabis entrepreneurs are ill-equipped to help banks navigate compliance.


What sets the HDCS apart is that we offer a “banker led and managed” solution. Our leadership team and network of experts represent more than 75 years of banking and regulatory experience. As a result, we can ensure that your financial institution utilizes best practices to stay in front of the evolving regulations for the cannabis industry.

Meet the HDCS Executive Team

Andy Montgomery

Chief Executive Officer
Andy is an entrepreneur with more than 25 years of experience in the banking industry that includes being the CEO and founder of a community bank. He has held various leadership positions for regional and large financial institutions with a focus on digital transformation. This background makes him uniquely qualified to understand what community banks must do to compete in a world that is already digital.

Becky Postar

Chief Operating Officer
Becky is a veteran banker with over 20 years of extensive experience, including commercial lending for small and large financial institutions. She is also the subject-matter expert on the cannabis industry, specifically on regulation and legislation.

Brian Nowak

As a former federal bank examiner, Brian has over a decade of experience in regulatory compliance and internal audit.

Chris Gunias

BSA/AML Compliance Expert

Pat Nicholson

Former Apple Executive and Start Up Veteran

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